Monday, April 26, 2010
Coming to healthcare near you
Today, I learned some very important facts about our insurance. Mostly, I learned that no matter how long you spend on the phone with various offices, none of them can do anything to help you. I also learned that if you happen to be doing a lot of traveling out of your coverage area, that you should probably just settle for ER visits, because there is no way that anyone can approve any other sort of a doctor's visit. But wait, what if . . . your daughter breaks out in hives and appears to be allergic to the cat, or the sun, or maybe just the whole state of Utah? That's just unfortunate, and hopefully, somebody somewhere else can fix it. But they can't, because with government-run healthcare, the approach to cost-cutting seems to involve placing a wall of bureaucrats between you and your doctor. Which would be awesome if it were a penalty kick or a game of dodge ball with those hard rubber balls.
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*giggling* I can totally relate! We used to use the insurance company through my husband's business. Because both of our son's have a disability, said insurances would find anything possible NOT to cover the most basic of issues. Bronchitis...preexisting; broken are...preexisting. Even though the kids have always been insured the company found whatever they could to get out of paying for the kids being sick. Anyways, after hours and hours of waiting on the phone, frustrating conversations with people that don't want to help me.... we ended up going through the SSI, even though we didn't want to. Anyways, the kids are covered, but the issue of where and what is covered is still in the air. Who would have thought that beating your head against a brick wall could last so long! Keep your chin up and I hope the insurance debacle ends soon. :) Doni
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